The photo below, which was provided by Mike McKenzie, is one of a number of railroad-related photos that were rescued from some Cumberland, Maryland area trash years ago by one of Mike's friends.
A sign on the building in the foreground identifies the building as the "Cumberland B&O Employees Federal Credit Union." Mike McKenzie suspects that the credit union was sitting near the site of the present (2009) Holiday Inn. Judging from the cars, the photo appears to have been taken in the early 1960s.